Nine Outstanding Low Interest Credit Cards for 2022

A low-interest credit card can save your life if you have credit card debt or are planning a large purchase. Many provide a low ongoing interest rate for a longer-term debt reduction approach or more than a year of 0% APR to help you pay off your debts. Find the best bargain for you by comparing these offers, some of which are from our partners.

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Receive 5% cash back on regular purchases at a variety of locations every quarter, including Amazon.com5, supermarkets, restaurants, and when you pay using PayPal7, up to the quarterly limit when you enrol. Additionally, automatically receive limitless 1 percent cash back on all other purchases.

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Get an unlimited dollar-for-dollar match of all the cash back you've earned with Cashback Match at the conclusion of your first year automatically. Get a 15-month introductory APR of 0% on purchases. Then, a standard variable purchase APR of 13.49 to 24.49 applies.


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Wells Fargo Cash Active

Spend $1,000 in purchases over the first three months to receive a $200 cash rewards incentive.

Earn limitless 2 percent cashback on purchases as well.

Wells Fargo Cash Active

When you pay your monthly cell phone bill with an eligible Wells Fargo card (subject to a $25 deductible), you'll receive up to $600 in damage or theft insurance. Terms apply. Advanced security features like voice verification and two-step verification at sign-on can help keep your account information secure. With the Wells Fargo Mobile, you can manage your accounts, pay credit card bills, and monitor account activity from anywhere.

                                           

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Citi® Diamond Preferred® Card

For 21 months following the first transfer, there is a 0% Intro APR on balance transfers.

After that, depending on your creditworthiness, the variable APR will range from 15.99 percent to 25.99 percent. The first four months must be used to complete all transactions.

Citi® Diamond Preferred® Card
0% Intro APR on purchases for 12 months starting from the date the account was opened.
After that, depending on your creditworthiness, the variable APR will range from 15.99 percent to 25.99 percent.

If you transfer a debt with this offer, unless you pay the entire balance (including any transferred balance) in full each month by the due date, interest will be imposed on new purchases and unpaid introductory balances after your 0 percent introductory APR on purchases expired.
There is a $5 balance transfer fee, or 5% of the transfer's value, whichever is higher.

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BankAmericard® credit card

For the first 18 billing cycles for purchases and for any balance transfers done within the first 60 days of opening your account, there will be a 0% Intro APR. A variable APR, which is currently between 15.24 percent and 25.24 percent, will be in effect when the intro APR deal expires. All balance transfers are subject to a 3 percent fee (minimum $10).

Following at least $1,000 in transactions within the first 90 days of your account creation, you'll receive a $100 statement credit bonus online.

No yearly charge.

No APR Penalty. Your interest rate won't immediately increase if you pay late (APR). Additional account fees and conditions apply.

Our $0 Liability Guarantee ensures that you are not liable for any erroneous charges made to your account.

Free access to your FICO® Score is available through your mobile banking app or online banking.

BankAmericard® credit card

If you navigate away from this page, contact the bank directly, or visit a Bank of America banking centre, this online-only offer could no longer be valid. When you apply right away, you can benefit from this deal.

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